Field Sales Executive for Micro Loan Full-Time

L&T FINANCE LIMITED

Posted By : L&T FINANCE LIMITED

Raipur, Chhattisgarh (4)BALODA BAZAR, Chhattisgarh (4)Others, Chhattisgarh (4)Durg, Chhattisgarh (4)Janjgir, Chhattisgarh (4)Ambikapur, Chhattisgarh (8)Rajnandgaon, Chhattisgarh (4)

JD - Micro Loans

 

 

 
Department

Frontline – MFI

Designation

 Micro Loans Officer

Reports to

Meeting Centre Manager

 

Duties and responsibilities

 

  1. Starting business in a new village
    1. Village identification within the radius
    2. Feasibility study of the village based on demographics, activities and financial needs of the customers
    3. Assist the MC-IC in making the village approval
  2. Sourcing of business
    1. Identification of customers and forming of Joint Liability Groups
    2. Filling up of the application form
    3. Verification of the residence and business of the customer
    4. KYC verification
    5. Pre-disbursement training
    6. Visiting potential customers in order to develop business
  3. Disbursements
    1. Collection of KYC documents
    2. Assisting the MC-IC for disbursement activity completion
    3. Loan documentation
  4. Collection of current dues
    1. Collect the collection sheets and stickers from MC-IC
    2. Group-wise collection as per scheduled time by following the process
    3. Deposit of collection money
    4. MERC entry
  5. Collection of over dues
    1. Follow up with the customers with updated data report of assigned portfolio
    2. Collection of money as per process
    3. Depositing the money in bank
    4. MERC entry
    5. Assist the MC-IC in initiating action against the defaulters

  • Active Learning
  • Active Listening
  • Administration and Management
  • Category Flexibility
  • Clerical
  • Complex Problem Solving
  • Critical Thinking
  • Customer and Personal Service
  • Deductive Reasoning
  • Economics and Accounting
  • English Language
  • Fluency of Ideas
  • Inductive Reasoning
  • Information Ordering
  • Judgment and Decision Making
  • Law and Government
  • Mathematics
  • Near Vision
  • Negotiation
  • Oral Comprehension
  • Oral Expression
  • Persuasion
  • Problem Sensitivity
  • Reading Comprehension
  • Sales and Marketing
  • Service Orientation
  • Social Perceptiveness
  • Speaking
  • Speech Clarity
  • Speech Recognition
  • Written Comprehension
  • Written Expression

Any Graduate

any Graduate

but no technical education

incentive is available

Journey

  • Indurance
  • PF